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Allowance Magic: Turn Your Kids Into Money Wizards by David McCurrach

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Tools For Kids

Kids do almost all the real work.

That's how you sharpen your skills and develop sound habits. Allowance Magic's online tools for kids are scheduled to be availabe in the first quarter of 2005, and will make it even easier and more convenient to:

Plan
Preceding and following each allowance review, you will develop an initial financial plan and continually refine it as your needs and desires change.

Spending
Fine tune your day-to-day spending. Make sure you have enough money for the things you really want.

Clothes Spending
Fine tune your spending on clothes. Make sure you have enough money for the clothes you really want.

Saving
Don't let a lack of money keep you from making a big purchase or large expenditure. Set aside a little something from everything you get (Sammy Rabbit recommends a "Dime from every dollar") and before you know it you'll have enough to buy anything you want.

Sharing
Nothing will give you more satisfaction than a thoughtful donation to a deserving group or organization. Doing it on a regular basis makes the feeling last.

Gift Giving
Don't get thrown in a panic by an unexpected gift buying need. Make sure you've always got something tucked away for just such an emergency.

Record
You may want to enter all your expenditures and deposits. That way, you'll always know where you stand and how you got there.

Spending Tracker
Know where you money's going and how much you have left.

Clothes Spending Tracker
Know how much you've spent and what else you can afford to buy.

Saving Tracker
Know how close you are to each saving goal and how much you have left to save.

Sharing Tracker
Know the limits of your generosity.

Challenge Tracker
Take pride in your accomplishments.

Earnings Tracker
Know how much money you've made - don't let it slip through your fingers. Automatically put a portion of your money aside for saving, sharing and gifts.

Allowance Tracker
See each allowance payment increase your fortunes.

Gift Money Tracker
Easy come, easy go? Not if you use the gift money tracker.

Reminder
An easy way to handle a difficult situation.

Allowance Reminder
Automatically lets your parents know they've forgotten to pay your allowance. No need for an uncomfortable confrontation.

Relate
With other kids.

Member Only Discussion Group
An exclusive area for online users to compare notes.

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© Copyright 2004 by David McCurrach. All rights reserved. Revised 11/10/04.